Featured Products & Tools Main Office Hours       200 W. College Ave Normal, Illinois 309 452-1186   Cub Foods Branch Hours       403 N.Veterans Pkwy Bloomington, Illinois 309 664-5542	VIP Elite Checking   -- Browse Site -- Home Page ATM Locations Bank Locations Business Accounts CD Rates Commercial Loans Internet Banking Elite Checking Investments Kids Club Loan Department Partners in Profit Personal Accounts Phone Bank 24 Presidents Club Security Center Special Services  ----------------------------- Employment Bank Reports Contact Us     Ready to put your money to work for you?   With VIP Elite Checking the choice is yours.     Based upon your monthly activity you can earn high interest and ATM fee refunds**       as rewards for doing things you probably already do!     And if your activity doesn't qualify this month, you still earn 0.25% APY*   Account Features      A GREAT rate on balances up to $25,000, when requirements are met      ATM fees refunded (nationwide), when requirements are met      No minimum balance required      No monthly service charge      Unlimited Internet Banking      Unlimited Bill Payment      Unlimited checkwriting      Unlimited debit card use      Electronic statement delivery      24-hour phone banking      Low minimum deposit to open - $50   Rewards Requirements   In order to qualify for 4.50% APY* on balances up to $25,000 ( NOW rate 0.40% APY*   on balance over $25,000 ) and No ATMs Fees Nationwide** just meet the following   requirements each month:      Make 10 or more Check Card Transactions (POS/PUR)      Have at least one direct deposit or recurring ACH      Must receive an electronic statement (requires valid email address)   THESE ARE THINGS YOU ARE PROBABLY ALREADY DOING, SO WHY NOT   EARN SOME MONEY IN THE PROCESS?   Missed that 10th check card transaction one month? No problem!   You still receive 0.25% APY* on your monthly balance just for having the account.   No minimum balance required.   So why not switch today?  Stop by any branch to open your new account.   Hate lines? Call (309) 452-1186 to schedule an appointment.   It’s your money. It’s your choice.   Why wouldn’t you choose VIP Elite Checking from Bank of Illinois?  *Annual Percentage Yield (APY)  **ATM fees refunded up to $50 per month when requirements are met  NOW = Negotiable Order of Withdraw  ( NOW rate is currently 0.40% APY* )  POS/PUR = Point of Sale and VISA Purchases qualify  ACH = Automated Clearing House
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